At HDFC Bank, we’re always striving to make your banking experience easier, faster, and more affordable. As part of our ongoing commitment to digital convenience, we’re introducing updated transaction charges effective August 1, 2025, that favor digital banking and reward you for going online.
✅ Here’s What You’ll Enjoy:
- NEFT & RTGS via NetBanking and MobileBanking will continue to be completely free – transfer money anytime, anywhere, with zero fees.
- IMPS charges reduced for transactions up to ₹1,000 – making small transfers simpler and more affordable than ever.
🏦 Branch Transaction Charges (Effective August 1, 2025)
While digital transactions remain free or low-cost, here’s a quick look at the revised charges for branch-based transactions (excluding GST):
🔁 RTGS (Branch Transactions)
| Amount | Revised Charges (per transaction) |
|---|---|
| ₹2 lakhs to ₹5 lakhs | ₹20 |
| Above ₹5 lakhs | ₹45 |
🔄 NEFT (Branch Transactions)
| Amount | Revised Charges (per transaction) |
|---|---|
| Up to ₹10,000 | ₹2 |
| ₹10,001 to ₹1 lakh | ₹4 |
| ₹1 lakh to ₹2 lakhs | ₹14 |
| Above ₹2 lakhs | ₹24 |
📱 IMPS (Online Transactions)
| Amount | Revised Charges (per transaction) |
|---|---|
| Up to ₹1,000 | ₹2.50 |
| ₹1,001 to ₹1 lakh | ₹5 |
| Above ₹1 lakh | ₹15 |
We encourage you to take advantage of our easy-to-use digital platforms for faster, secure, and cost-effective transactions.
For more details, please visit: http://www.hdfcbank.com
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